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So, you've decided to buy a home in the Southside Virginia area. Congratulations! This is a wonderful community to call home for so many reasons. And when it comes to buying a home, you have to make sure it's in a community that's going to complement your lifestyle. Luckily, the Clarksville, Halifax, and South Boston area is so vibrant, diverse, and thriving, it truly has something for everyone. Get to know nearby communities, and find your perfect fit, by browsing our area guides below. Have a question about a particular community? Don't be afraid to ask.
Local Area Guides
It goes without saying that buying a home is a big investment. Though it promises security, and the feeling of truly being a part of a community, it involves a lot more work than simply renting. When you rent, you have a landlord to fall back on in case of expensive repairs or home maintenance issues. When you own the home, you're responsible for its upkeep.
Are you ready to buy your first home? A great way to figure out your options is by sitting down with a bank lender to get pre-approved. The pre-approval process is great because it essentially sets your budget for you. It involves reviewing every aspect of your finances with the bank. When you meet with the lender, they will review your credit score, annual income, tax information, savings, any outstanding debts you may have, and any assets you've earned over the years. After taking a careful look at your financial portfolio, they'll let you know how much the bank is willing to loan you.
We also recommend meeting with at least two to three lenders before making a decision. That way, you can rest assured knowing you're getting the best deal possible.
The Upfront Costs of Buying a Home
In addition to your monthly mortgage payments, you can expect to pay some costs up front and out of pocket. Here's what you're looking at for upfront costs.
Calculate Your Montly Payments
Want to get a better idea of what you might be paying per month? Take a look at our handy mortgage calculator to help estimate your monthly costs.
Would you rather live in a swanky condo or a comfortable home in the 'burbs? Whatever your preferences, Southside Virginia has something for you. This community is actually made up of several major cities including Clarksville, Halifax, and South Boston, and a wide array of smaller towns and communities to call home. As a result, you'll find practically every kind of home, condo, townhouse, and real estate dwelling available for sale in Southside Virginia. Ready to find your dream home?
Meet Your Perfect Match
Additional Home-Buying Resources
Still need some info? We've got more for you to explore!
"Eternally grateful for all Sharon Wilborn has done for us"
Sharon Wilborn with Realty Resource in South Boston, VA is a fantastic realtor. She helped me purchase my first starter home when I was starting out in life to my forever home now in South Boston, VA. My husband Kyle and I, sons Beau and Jasper along with our dog Country are eternally grateful for all Sharon Wilborn has done for us.
- The Butler Family